Are there different type of car insurance?
There are currently three types of car insurance for you to choose from. They will be different in term of premium
Comprehensive Car Insurance
Complete cover means we protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.
Comprehensive Car Insurance covers your car – and a whole lot more, like select personal property, child seats, towing charges, and costs towards a hire car after theft to get you back on the road after an accident.
Get covered for damage caused to other people’s cars or property in an accident when you’re at fault.
Comprehensive Car Insurance is complete cover against the unpredictable – theft, accidents, fire and weather-related damage – rain, hail or shine.
Third Party Property, Fire & Theft Insurance
You are covered for all the benefits of Third Party Property Damage along with theft or attempted theft and fire.'
Third Party Property, Fire & Theft covers you against car theft, attempted theft and fire, plus the damages your car may cause in an accident.
It is a medium between Comprehensive Insurance and a basic Third Party Property Insurance, a Third Party Property, Fire and Theft offers great benefits with your budget in mind.
Get cover for theft of your car, child seats, and select personal property, plus towing, costs towards car hire after theft and much more.
Third Party Property Damage Insurance
Protects you against the cost of damage to other people's cars and property.
Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.
Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.
These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.
What if I use my vehicle for business?
If you use your vehicles for business, commercial vehicle policy is for you. It protects your business from the costs that may arise from events such as accidental damage to, or theft of, your business vehicles, such as cars, vans, utes and light trucks.
You can choose between two different types of cover for each vehicle you insure:
- Comprehensive covers accidental damage to your vehicle and legal liability cover
- Legal liability covers damage to third party property only
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